There was no hope of diseases. What type of treatment is needed? Therefore, people get health insurance to avoid expensive medical expenses in the future. At the same time, central employees are also given the facility of free treatment by the government. Which includes the cost of treatment of diseases and expensive tests.
Apart from the Central Government employees, free medical treatment is also provided to the retired Central Government employees. Under the CGHS card, free medical treatment is provided to the Central Employees. At the same time, retired central employees are given treatment facility through ECHC card.
In CGHS card the beneficiaries do not have to pay anything themselves. But a lump sum contribution is made in the ECHC card. Central employees get the facility of free treatment up to Rs 5 lakh in the CGHS card. At the same time, there is no limit on any kind of money for treatment in ECHC card.