Do you have an account in the bank? When you open an account in a bank, you get many facilities. Like check book, actually through this you can make payment to anyone without giving cash. The check contains the account holder’s information and is filled in by the person to whom the check is drawn. After this, payment can be received through this check by going to the bank. But this is not the case with debit card i.e. ATM card, because in this you have to go to the ATM machine with the card and then you can withdraw money. But do you know whether you can withdraw money from the ATM card of a dead person? Is it wrong to do so? Can’t a person who does this be jailed? So let us know the answers to all these questions.
It is generally seen that when someone in the family dies, the family members withdraw money from his ATM. But it is important for you to know that according to the rules, doing so is illegal. Even the nominee cannot withdraw money from the account without informing the bank. If you are caught doing this, you may also be punished.
Aapke parivar mein assi ki zay hai hai agu aske bank chaate se accenten se accenten cut, aur achche parivar mein aksi ki zay hai hai hai. According to the rules, you can withdraw money only when all the property of the deceased is transferred to your name. At the same time, you will have to give this information to the bank first.
At the same time, if there is a nominee in the bank account of the deceased person, then he will also have to inform the bank. At the same time, in case of more than one nominee, the consent letter has to be shown to the bank, only after which you can withdraw money from the bank account of the deceased person.
If you are the nominee of the deceased person’s bank account, you will need to fill a form to claim the money deposited in the account. Along with the form, you will also have to attach the passbook of the deceased, account TDR, check book, death certificate and your Aadhaar and PAN card. Then the bank verifies everything and after the verification is found correct you can withdraw the money from the bank account of the deceased person.
