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Can Ayushman card be made even after taking private health insurance? Learn

by Kavita Nagar
April 29, 2025
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If you are thinking of joining a government scheme, then first you have to check the eligibility list of that scheme. This is because if you are not eligible, you cannot join that plan. For example, take Ayushman Bharat Pradhan Mantri Jan Arogya Yojana-Chief Minister Yojana. This is a health plan, under which free treatment of up to Rs 5 lakh is given to eligible people. For this, you have to make Ayushman card, but can Ayushman card be made for private employee? Will he be able to get free treatment? So let’s try to know about it. You can learn more about it …

The eligibility list of this scheme is as follows:-

People who live in rural areas
Those who work in the unorganized sector
Those who work as a daily wage laborer
Those who belong to Scheduled Castes or Scheduled Tribes.
People who are destitute or tribal
Those who have a disabled person in their family etc.

Can a private employee connect with this scheme?

Talking about the person doing private job, if you are a member of PF (every month by deducting PF money from your salary or your ESIC card is made, then your Ayushman card will not be made. If you work in the unorganized sector. Where you do not get PF facility, according to the eligibility list, you are considered eligible for making Ayushman card.

Who cannot get Ayushman card?

People working in organized sector
People who are members of PF
People who are taking advantage of ESIC
Binding
People who pay tax etc.

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