Nowadays almost everyone insures insurance. Which they also get benefit on many occasions. Life insurance, medical insurance exist in many insurance markets. But after taking insurance, when you claim it. And maybe the insurance company does not give you a claim. So you will definitely have trouble. And despite your repeated requests, they are rejecting your claim. So in such a situation you can complain to the insurance company. For this, every insurance company has a grievance redressal officer. But your complaint does not go away there either there. Then there are other places where you can file a complaint.
If the insurance company is not giving you an insurance claim despite your repeated requests. Then you can go to the Grievance Redressal Officer of the insurance company and file a complaint. For this, if you want, you can go to the nearest branch and file a complaint. Otherwise, you can file your complaint online through mail sitting at home. In most cases, it has been observed that such complaints are resolved at the company level itself.
If you have not received the claim even after contacting the Grievance Redressal Officer. So you can also file a complaint in IRDA. Generally, action is taken on your complaint within 15 days of filing a complaint with the insurance company. But if this does not happen, then you can file a complaint with IRDA. For this, you can file your complaint by visiting the official website of IRDA, complaint@irdai.gov.in. Or you can also file your complaint by calling the helpline number.
If your problem is not solved by IRDA either. Then you can contact the insurance Lokpal. There are insurance Lokpal at a total of 17 places in the country. By going there, you can file a complaint with the insurance company. To register a complaint, you have to go to the office of insurance Lokpal and fill Form P-II and Form P-III. If you want, you can also file a complaint online. But for this you have to send all the documents to the insurance Lokpal through hard copy. You can get the address of the insurance Lokpal through the website of the insurance company.