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What to do if someone else’s money has come to your bank by mistake?

by Kavita Nagar
July 5, 2025
What to do if someone else's money has come to your bank by mistake?

Usually when someone deposits money in your account, you are happy. But if you get money from a stranger in your account, then you should use that money or you should not use that money. Because usually when someone accidentally sends money in your account. So you were happy that you got money for free. But when this happens to you, first of all you should do this work.

What to do if you get money in your account?

If someone accidentally transfers money to your account, you should contact your bank as soon as possible to report the error. Then the amount of money and reference numbers, date and money in the account. Give all that information to the bank. Because banks have proper arrangements to curb such incidents. For this, they have set protocols for the entire system. With the help of which they can check it well. The bank can easily conduct an internal check where the money came from. Even if the bank takes time to inform you about it, you should wait until the process is completed by the bank so that you can get the appropriate solution.

What can be parameters?

First of all, the person whose money has come in his account should not use money. Because if he uses it, he will have to pay this money later. Therefore, it would be better that the money should be left first in his account and it is not used. Because if you use money then you may have to face trouble. Because when money is transferred by a wrong person to your account and if you do not return the money, your account can be freeze.

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