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How much money can you transfer from UPI at a time? Learn what the rules say here

by Kavita Nagar
July 26, 2025
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With the help of UPI, it has become easier to transfer money nowadays. With the help of UPI, anyone can easily transfer money from one account to another by scanning the QR code. Larger amounts can be transferred using apps like Paytm, PhonePe and Google Pay. How much money you can transfer from one account to another in a day is a limit. Let us know how much amount you can transfer in a day using UPI.

According to the National Payments Corporation of India, a person can transfer up to Rs 1 lakh through UPI a day. Most people are using Google Pay, Paytm and PhonePe for UPI transfer. In such a situation, the limit of maximum transfer has also been fixed on these platforms, due to which you cannot transfer the maximum amount.

You can transfer so much from Amazon Pay

Amazon pay does not allow transfer of more than Rs 1 lakh a day through UPI, but the maximum limit for the first 24 hours of registration on Amazon has been fixed at Rs 5,000.

You can transfer so much money from Google Pay

Like Amazon Pay, you cannot transfer more than 1 lakh rupees to Google Pay. Also, it is not allowed to do more than 10 times in a day. This will be applicable to all UPI users.

On phone

Under the phone pay, users can also share up to Rs 1 lakh. This limit also depends on a person’s bank account and use.

Paytm

With the help of paytm, a maximum amount of up to Rs 1 lakh can be transferred. Paytm allows to transfer Rs 20,000 per hour. Also, a maximum of 5 times can be made every hour and 20 transactions per day using Paytm UPI. The daily UPI border also depends on users’ banks and accounts.

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