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A new opportunity for senior citizens, you can earn Rs 20,000 per month from this scheme of Post Office, know the complete process

by Aaryan Srivastav
August 30, 2024
A new opportunity for senior citizens, you can earn Rs 20,000 per month from this scheme of Post Office, know the complete process

Business News Desk, Senior Citizen Saving Scheme (SCSS) is a scheme started by the post office. Under which you can invest in it in time. Its money will become your support in the future. Today we will tell you about this scheme, how you can invest in it, and after how many days do you get its benefits? This is a government scheme, which is run under the small savings scheme.

What is Senior Citizen Saving Scheme
Senior Citizen Savings Scheme is a scheme being run for senior citizens. Under this, the purpose is to benefit those citizens who have retired. Through this, you can get regular money even after retirement. This scheme is guaranteed by the Government of India. Its benefits can be availed through any certified banks and post offices in India. The interest rate for the third quarter (October-December) of the Senior Citizen Savings Scheme FY 2023-24 is 8.2%.

what are the terms
Some conditions have been imposed to avail the benefit of SCSS. The first condition is that the age of the citizens should be above 60 years. These are the people who have taken Voluntary Retirement Scheme (VRS). According to the rules, now the husband or wife of the state/central government employee who dies during duty can get the benefit of SCSS. They are allowed to get death compensation or invest. But the condition is that their age should be more than 50 years.

How much money will you get every month
Now the question arises that how much money does one get back by investing so much in this scheme. Suppose you have deposited 30 lakh rupees under the Senior Citizen Savings Scheme, then you get an interest of about 2 lakh 46 thousand rupees every year. If we look at it on a monthly basis, then this amount will be 20,500 rupees. You will have to fill a form to open an account, which will be submitted along with a copy of KYC documents. Along with identity card, address proof and age certificate, 2 passport size photographs will also have to be submitted in the documents. This account can be opened by going to any nearest post office branch.

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