AnyTV News
  • News
    • India
    • Regional
    • World
  • Business
  • Politics
  • Sports
  • Entertainment
  • Technology
    • Mobile
    • Gadgets
    • Internet
  • Automobiles
  •  
    • Lifestyle
    • Health
    • Education
    • Viral News
    • Agriculture
    • Astrology
    • Election
No Result
View All Result
  • Select Language
    • English
    • हिंदी
    • ગુજરાતી
  • Advertise With Us
AnyTV News
  • News
    • India
    • Regional
    • World
  • Business
  • Politics
  • Sports
  • Entertainment
  • Technology
    • Mobile
    • Gadgets
    • Internet
  • Automobiles
  •  
    • Lifestyle
    • Health
    • Education
    • Viral News
    • Agriculture
    • Astrology
    • Election
No Result
View All Result
AnyTV News

Asset quality of Indian banks in financial year 2025 was strong: report

by Aaryan Srivastav
June 13, 2025
Asset quality of Indian banks in financial year 2025 was strong: report

New Delhi, 13 June (IANS). Indian banks registered a great improvement regarding asset quality during the financial year 2025. This improvement was observed due to low net edition in non-performing assets (NPAs). This information was given in a report released on Friday.

According to data compiled by CARARAJ Ratings, this trend has helped banks strengthen its balance sheet, while debt costs continue to be reduced, leading to an increase in overall profitability.

The report stated that the gross NPA (GNPA) ratio for Scheduled Commercial Bank (SCB) reached 2.3 percent by the end of FY 2025, one of the lowest levels in recent years.

This improvement has been supported from stable recovery, high right-off and low slipj.

In the last decade, banks have focused on retail lending from large corporate loans, now 34 percent of the total advance, while in 2015 it was only 19 percent.

The NPA of the industrial sector recorded a tremendous decline, which declined from 22.8 percent in March 2018 to only 2.7 percent in December 2024.

In agriculture too, GNPA declined to 6.2 percent in the same period. In December 2024, the NPAs of the retail sector were low at 1.2 percent.

Sanjay Aggarwal, senior director of CARAEGE Ratings, said, “NEPA has roughly reduced, due to which the main asset quality number is being seen continuously in this sector.”

“However, with the stress of the Personal Loan Segment, new slips may increase and recovery may gradually decrease,” he said.

Aggarwal also warned of negative risks such as global obstacles such as high interest rates, regulatory changes and tariff growth.

Public sector banks (PSBs), in particular, are well prepared to withstand any shock, they have strong provision coverage ratio between 75 percent and 80 percent.

Private sector banks have total low NPAs as well as solid buffers.

In FY 2022, the loan cost has decreased from 0.86 percent to 0.41 percent in FY 2025, which reflects the low needs of the provision and better recovery.

-IANS

SKT/

SendShareShareTweetSharePinShareSend

Related Posts

Finance Minister Nirmala Sitharaman discussed bilateral issues in meetings with BRICS Finance Ministers
Business

Finance Minister Nirmala Sitharaman discussed bilateral issues in meetings with BRICS Finance Ministers

by Aaryan Srivastav
July 6, 2025
HD Hyundai announced partnership with Indian company Cochin Shipyard
Business

HD Hyundai announced partnership with Indian company Cochin Shipyard

by Aaryan Srivastav
July 6, 2025
India's real GDP growth rate is estimated to be 6.4-6.7 percent in FY 2026: CII
Business

Indian economy visible globally, exporting rapidly with high growth rate

by Aaryan Srivastav
July 6, 2025
AnyTV News

AnyTVNews is a prominent digital news channel in India, known for delivering the latest updates on politics, sports, entertainment, and local events. The channel’s dedicated team of journalists and reporters ensures that viewers receive accurate and timely information from every corner of country. AnyTVNews has built a reputation for its fast and reliable news service, making it a trusted source for the people of India. The channel’s programs and news bulletins are highly popular among viewers, establishing AnyTVNews as a significant player in the news landscape.

CONNECT WITH US

TRENDING TOPICS

  • Agriculture
  • Astrology
  • Automobiles
  • Business
  • DIY
  • Education
  • Election
  • Entertainment
  • Gadgets
  • Health
  • India
  • Internet
  • Lifestyle
  • Mobile
  • News
  • Opinion
  • Politics
  • Regional
  • Sports
  • Technology
  • Uncategorized
  • Viral News
  • World

READ NEWS IN

  • Hindi
  • Gujarati
  • English

FOLLOW US ON

Follow us on Google News
  • About Us
  • Advertise With Us
  • Disclaimer
  • DMCA Policy
  • Privacy Policy
  • Contact Us

© 2024 AnyTV News Network All Rights Reserved.

No Result
View All Result
  • Select Language
    • हिंदी
    • ગુજરાતી
  • News
    • India
    • Regional
    • World
  • Business
  • Politics
  • Sports
  • Entertainment
  • Technology
    • Mobile
    • Gadgets
    • Internet
  • Lifestyle
  • Health
  • Automobiles
  • Education
  • Viral News
  • Agriculture
  • Astrology
  • Election
Follow us on Google News

© 2024 AnyTV News Network All Rights Reserved.