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Deposit ₹ 5 lakh in Post Office and get fixed interest of ₹ 2,24,974, know the name of the scheme – India tv hindi

by Aaryan Srivastav
March 22, 2025
Deposit ₹ 5 lakh in Post Office and get fixed interest of ₹ 2,24,974, know the name of the scheme - India tv hindi

Photo: symbolic photo (freepik) TD account can be opened for 1 year to 5 years

Post Office Saving Schemes: Savings accounts like savings accounts, FD accounts, RD accounts are opened not only in banks but also in post offices. You will be surprised to know that the post office is offering more interest to its customers than banks. Today we are going to tell you about such a scheme of the post office i.e. post office, where you will not only get more interest than banks, but your money will also get full security of the government in this scheme. Here we are talking about the post office time deposit (TD).

TD account can be opened for 1 year to 5 years

The TD scheme of the post office is exactly like the FD of banks. A lump sum amount is deposited in the TD account, on which you get tremendous interest. In the post office, you can open TD account for 1 year, 2 years, 3 years and 5 years. The post office is offering interest of 6.9 percent, 7.0 percent, 7.1 percent and 7.5 percent respectively on TD accounts of these different periods. The post office is offering the highest 7.5 percent interest on 5 -year TD. The TD account can be opened with just Rs 1000, while there is no limit of maximum deposits. That is, you can deposit as much money as you wish in it.

If you deposit 5 lakh rupees, then interest of Rs 2.25 lakh will be available on maturity

If you deposit Rs 5 lakh in the TD scheme of the post office, then you get a total of Rs 7,24,974 on maturity. It also includes a net and fixed interest of Rs 2,24,974 with Rs 5,00,000 you deposited. Let us tell you that your money is completely safe in the TD scheme of the post office. The post office works under the Ministry of Communications, Government of India. Therefore, your money is completely safe to be deposited in the post office.

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