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Fat returns will no longer get on FD, this bank reduced interest rates of fixed deposits – India tv hindi

by Aaryan Srivastav
April 10, 2025
Fat returns will no longer get on FD, this bank reduced interest rates of fixed deposits - India tv hindi

Photo: Pixabay After the repo rate is reduced, now the remaining banks will also reduce FD interest rates

FD Rates: After the Reserve Bank of India (RBI) on Wednesday, banks have started reducing loan interest rates. On the other hand, some banks have now started cutting FD interest rates as well. In such a situation, customers will no longer get a big profit on FD as before. The private sector’s Kotak Mahindra Bank on Thursday announced a cut of 15 basis points, or 0.15 percent in the interest rates of Fixed Deposit. These deductions made by the bank in the interest rates of FD have come into effect from 9 April.

Interest rates of FD reduced for the first time since June, 2024

Kotak Mahindra Bank has made this deduction on FDs of some special periods. Let us tell you that this private bank has cut FD interest rates for the first time since June 2024. After this latest deduction, Kotak Mahindra Bank will now give interest to ordinary citizens from 2.75% to 7.30% on FDs. At the same time, senior citizens will now get interest ranging from 3.25% to 7.80% on FD. Earlier, Kotak Mahindra Bank was paying interest to its general customers from 2.75% to 7.40% on FD and 3.25% to 7.90% to senior citizens.

Gradually all banks will reduce interest rates

If you too were planning or are planning to get FD, then you have to get FD as soon as possible. In fact, after the repo rate is reduced, now all banks will gradually start reducing the interest rates of FD. On April 9, RBI announced a reduction of 0.25 percent in the repo rate. After this decision, the repo rate has come down from 6.25 percent to 6.00 percent. After the repo rate has been reduced, 4 banks of the public sector- Punjab National Bank, UCO Bank, Indian Bank and Bank of India have announced a cut in loan interest rates. Now the rest of the banks will also gradually start cutting the interest rates of the loan.

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