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Get ₹ 2 lakh and get ₹ 89,989 fixed interest, government guarantee with government guarantee

by Aaryan Srivastav
May 7, 2025
Get ₹ 2 lakh and get ₹ 89,989 fixed interest, government guarantee with government guarantee

Photo: Post Office FD accounts are opened in post office in the name of TD

Post Office Saving Schemes: In April last month, almost all banks cut FD interest rates after the repo rate was reduced. But the post office is still giving bumper returns to its customers on FD. The post office is giving interest of 6.9 percent to 7.5 percent to its customers on FD. FD accounts can be opened in the post office for 1 year, 2 years, 3 years and 5 years. Today we will tell you how a fixed interest of Rs 89,989 can be obtained by depositing Rs 2 lakh in these schemes of the post office.

FD accounts are opened in post office in the name of TD

The post office is getting 6.9 percent on FD of 1 year, 7.0 percent on 2 years FD, 7.1 percent on 3 years FD and 7.5 percent on 5 years FD. Let us tell you that FD in the post office is known as TD i.e. Time Deposit. The TD scheme of the post office is exactly like the FD scheme of banks, where investors get fixed interest with a guarantee. Let us tell you that the central government controls the post office. Therefore, one of your money deposited in this scheme is completely safe and you get a fixed interest with a guarantee.

If you deposit Rs 2,00,000, you will get a fixed interest of Rs 89,989

The post office is paying the highest 7.5 percent interest on 5 -year TD. If you deposit Rs 2,00,000 in a 5 -year TD in the post office, then you will get a total of Rs 2,89,989 on maturity. This includes a fix and guaranteed interest of Rs 89,989 in addition to Rs 2,00,000 you deposited. Let us tell you that the post office gives equal interest to all its customers on the TD account, whether it is a normal citizen or a senior citizen.

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