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Good news for more than 6 crore EPFO ​​members, insurance benefits increased under EDLI scheme –

by Aaryan Srivastav
October 18, 2024
Good news for more than 6 crore EPFO ​​members, insurance benefits increased under EDLI scheme - India TV Hindi

Photo:FILE Till April 2021, the maximum benefit to the legal heir of a deceased employee was limited to Rs six lakh as per the criteria defined in the EDLI scheme.

The Employees Deposit Linked Insurance (EDLI) scheme has been extended from the previous date of April 28, 2024. This move will ensure life insurance cover of up to Rs 7 lakh to more than six crore EPFO ​​members. Union Labor Minister Mansukh Mandaviya has given this information on Thursday. According to PTI news, all members of retirement fund body EPFO ​​will get the benefit under the Employee Deposit Linked Insurance (EDLI) scheme.

Objective of EDLI Scheme

According to the news, the objective of the EDLI scheme, launched in the year 1976, is to provide insurance benefits to the members of the Employees’ Provident Fund Organization (EPFO) so that in case of death of the member, some financial assistance can be ensured to the family of every member. Till April 2021, the maximum benefit to the legal heir of a deceased employee was limited to Rs six lakh as per the criteria defined in the EDLI scheme.

Minimum and Maximum Profit

Later, the government, through a notification issued on April 28, 2021, increased both the minimum and maximum benefits under the scheme to Rs 2.5 lakh and Rs seven lakh respectively for the next three years. Additionally, the requirement of 12 months of continuous service in an establishment was also relaxed to cover employees who change jobs during that period. These benefits were effective for a period of three years ending on April 27, 2024.

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