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How long will it take to become a millionaire with a monthly SIP of Rs 10,000, read complete information along with calculations here

by Aaryan Srivastav
January 4, 2025
10,000 रूपए की मंथली SIP से कितने समय में बन जाएंगे करोड़पति, कैलकुलेशन क साथ यहां पढ़िए पूरी जानकारी 

Business News Desk – Many people consider investing in the stock market to be a risky business. In such a situation, it is best for them to invest in mutual funds. Systematic Investment Plan (SIP) is currently the most popular among mutual funds. Everyone is earning good returns by investing through SIP. In such a situation, if you also want to earn a lot of money, then know how much SIP every month can make you a millionaire.

SIP of Rs 10,000 per month will make you a millionaire
If you invest Rs 10,000 every month in SIP of a good mutual fund, then the amount deposited by you in 30 years will be Rs 36 lakh. Now if an average annual return of 15 percent is assumed, then after thirty years your amount will increase to more than Rs 7 crore. If you deposit Rs 10,000 every month in SIP for 20 consecutive years and also assume a minimum annual return of 15 percent, then the total amount deposited by you in twenty years will be Rs 24 lakh. At the same time, due to compound interest, the amount received on maturity will increase to Rs 1,51,59,550. That means you can become a millionaire even in 20 years through SIP investment.

SIP stands for Systematic Investment Plan, which is a fixed amount invested every month in a mutual fund. It starts with a minimum of Rs 500, which you can keep more as per your capacity. If you have a large amount, you can also invest in lump sum if you want. However, it will not come under the purview of SIP.

What are the benefits of SIP?
In SIP, a fixed amount goes into the mutual fund every month. In such a situation, you get the benefit of both the fall and rise of the market. Whereas in lump sum investment you can only get the benefit of market boom. For example, if you have done a SIP of Rs 1000, which is paid on the 5th of every month. Now if the market declines at that time, you will be allotted more units in that month, which will be beneficial for you in future.

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