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How much does ATM charge in 1 year? – India tv hindi

by Aaryan Srivastav
April 22, 2025
How much does ATM charge in 1 year? - India tv hindi

Photo: Freepik AMC of ATM card can be up to Rs 2000

ATM Charges: All banks providing banking services in the country also provide ATMs to their customers. If you want, you can also refuse your bank for ATM card. But without ATM, many of your online work cannot be done. On the ATM card, banks also charge a variety of charges from you and the government also charges you GST on the use of ATS. After a fixed limit from the ATM, you have to pay a hefty fee with GST on cash with GST. For this, all banks also charge annual fees from you on ATM cards, which are called Annual Maintenance Charge i.e. AMC.

AMC of ATM card can be up to Rs 2000

Different banks of the country charge different charges on different categories of ATM cards or debit cards. This charge can range from 0 to 2000 rupees, keep in mind that along with AMC you have to pay GST. Actually, customers get many facilities along with ATM cards, according to which you are charged AMC. Apart from this, many private banks also make customized cards for their customers, which have a separate charge. This charge is automatically deducted once a year from customer bank account to serve ATMs.

How to avoid AMC of ATM card

Banks inform their customers by sending text messages and emails for each card transaction in lieu of this fee. In addition, your card is kept active and functional in lieu of this fee. However, banks also have many options for which you do not need to pay any kind of AMC for ATM services. Actually, these are basic debit cards, which are used only for cash withdrawal. However, banks usually do not give their customers information about these cards themselves. For this, customers themselves have to ask the bank that they need a basic ATM card without AMC.

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