New Delhi. The Central Government keeps on bringing new schemes from time to time to provide high standard of lifestyle to the citizens of the country and to make their life convenient. With the aim of increasing the income of farmers as well as livestock farmers, the government has started Pashu Kisan Credit Card Scheme, under which Rs 40,783 will be provided to cow farmers and Rs 60,249 for buffalo rearing. The main objective of this scheme is to promote milk production. This scheme was started for such livestock farmers and farmers who have less land or who are landless. The beneficiaries of this scheme can be all those people who rear animals like cow, buffalo, goat, sheep etc.
Pashu Kisan Credit Card Scheme 2022
First of all, this scheme was started by Haryana Animal Husbandry and Agriculture Minister JP Dalal in the year 2022. Under this scheme, if any eligible farmer or animal husbandry could get loan through Pashu Kisan Credit Card. Under this scheme, a loan of up to Rs 1.60 lakh is provided to the applicant in 6 equal installments. For this, the beneficiary does not even need to provide collateral security. After this, the beneficiary has to return this amount within 1 year with an interest rate of 4%. These loans are allotted keeping in mind the number of animals. According to the information received, so far 3,66,687 farmers have applied in Haryana, out of which only 57,160 applications have been approved by the banks.
Classification of loans on the basis of animal
For Cow: 40,783 per cow,
For Buffalo: 60,249 per buffalo,
For Sheep and Goat: 4,063,
For poultry farming: 720 rupees per hen,
The loan will be allotted up to Rs.
application procedure
To take advantage of this scheme, the beneficiary has to go to any bank and fill the Pashu Kisan Credit Card form. Along with this, KYC documents will also have to be attached. For this, Aadhar Card, Voter ID Card, PAN Card, Mobile Number, Passport Size Photo etc. will be required. Pashu Credit Card will be available within 1 month after the application form is verified.