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If you deposit ₹10,00,000 in 5-year TD in post office, how much money will you get on maturity, see the complete calculation – AnyTV News

by Aaryan Srivastav
September 3, 2024
If you deposit ₹10,00,000 in 5-year TD in post office, how much money will you get on maturity, see the complete calculation - India TV Hindi

Photo:REUTERS Post office is giving 7.5% interest on 5 year TD

The post office, which works under the central government, runs many types of savings schemes. Just like commercial banks offer savings schemes like FD to customers, the post office also offers a savings scheme called TD or Time Deposit to its customers. Time Deposit also works like a bank FD and matures at a fixed time. India Post is currently offering TD scheme for 4 different periods.

7.5% interest is being offered on 5-year TD

The post office is offering its customers an interest rate of 6.9 percent on 1 year TD, 7.0 percent on 2 year TD, 7.1 percent on 3 year TD and 7.5 percent on 5 year TD. Let us tell you that one can start investing in this post office savings scheme with a minimum of Rs 1000. There is no maximum investment limit in this scheme. Investments made in post office TD for 5 years also provide benefits under Section 80C of Income Tax.

If you deposit Rs 10 lakh in a 5-year TD, how much will you get on maturity

The 7.5 percent interest rate given by the post office on 5-year TD is higher than the interest rate given by many banks on 5-year FD. If you deposit Rs 10,00,000 in the 5-year TD or time deposit of the post office, then on maturity after 5 years from the date of investment, you will get a total of Rs 14,49,949. In this amount, Rs 4,49,949 is only interest.

Cannot withdraw money for 6 months

Post Office TD can be extended before the maturity date. If you want to extend your TD for 1 year, then you have to extend it 6 months before maturity. Similarly, to extend TD for 2 years, you have to extend it 12 months before. Keep in mind that you cannot withdraw money from Post Office TD before 6 months.

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