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Interest up to 9.5% on deposited money, investors will get more profits from these banks

by Aaryan Srivastav
October 12, 2024
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Recently, in the monetary policy review meeting, the Central Reserve Bank did not make any changes in the repo rate. However, interest rates are expected to be cut in the coming months. If this happens then the interest rates available on fixed deposits i.e. FD may also be affected. Let us tell you that for almost two years, FD investors in banks and NBFCs have received higher interest rates on their deposits. Today we will tell you about some small finance banks which are giving higher interest on deposits.

Unity Small Finance Bank

Unity Small Finance Bank is offering 9% interest to general customers and 9.5% interest to senior citizens on deposits with a tenure of 1001 days. These interest rates are 7.85% for 1 year, 8.15% for 3 years and 8.15% for 5 years. Senior citizens are given additional interest of 0.50%.

North East Small Finance Bank

This bank offers a maximum FD interest rate of 9% for general customers and 9.5% for senior citizens on a tenure of 1111 days. These rates are 7% for 1 year, 9% for 3 years and 6.25% for 5 years. Senior citizens are offered an additional 0.50% interest.

Suryoday Small Finance Bank

This small finance bank offers interest rates of 8.65% for general customers and 9.15% for senior citizens on a tenure of 2 years 2 days. These rates are 6.85% for 1 year, 8.60% for 3 years and 8.25% for 5 years. Senior citizens are given additional interest up to 0.50%.

Shivalik Small Finance Bank

This bank offers interest rates of 8.55% to general customers and 9.05% to senior citizens for a tenure of 18 months to 24 months. The interest rates are 6% for 1 year, 7.50% for 3 years and 6.50% for 5 years. Senior citizens get 6.50%, 8% and 7% interest with an additional 0.50%.

Utkarsh Small Finance Bank

Utkarsh Small Finance Bank’s FD rate for tenure of 2 to 3 years is 8.5% for general customers and 9.10% for senior citizens. The rates are 8% for 1 year, 8.5% for 3 years and 7.75% for 5 years. Senior citizens get an additional 0.60% as interest.

Jana Small Finance Bank

Jana Small Finance Bank offers FD rates of 8.25% for general customers and 8.75% for senior citizens with a tenure of 1 to 3 years. These rates are 8.25% for 1 year, 8.25% for 3 years and 7.25% for 5 years. Senior citizens get an additional 0.50%.

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