AnyTV News
  • News
    • India
    • Regional
    • World
  • Business
  • Politics
  • Sports
  • Entertainment
  • Technology
    • Mobile
    • Gadgets
    • Internet
  • Automobiles
  •  
    • Lifestyle
    • Health
    • Education
    • Viral News
    • Agriculture
    • Astrology
    • Election
No Result
View All Result
  • Select Language
    • English
    • हिंदी
    • ગુજરાતી
  • Advertise With Us
AnyTV News
  • News
    • India
    • Regional
    • World
  • Business
  • Politics
  • Sports
  • Entertainment
  • Technology
    • Mobile
    • Gadgets
    • Internet
  • Automobiles
  •  
    • Lifestyle
    • Health
    • Education
    • Viral News
    • Agriculture
    • Astrology
    • Election
No Result
View All Result
AnyTV News

Is Personal Loan interest rate going to decrease? – India tv hindi

by Aaryan Srivastav
April 5, 2025
Is Personal Loan interest rate going to decrease? - India tv hindi

Photo: File Personal loan

The Reserve Bank of India (RBI) Monetary Policy Committee had reduced the repo rate from 0.25% to 6.25 percent in February, which was the first cut in about 5 years. According to Citibank’s new forecast, RBI is looking ready for another rate cut in its next policy meeting to be held from April 7 to 9 and can re -cut 25 basis points i.e. 0.25%.

Repo rate may decrease by 1% this year

Bank of America’s global research also hopes that the repo rate will reach 5.5 percent by the end of the year, as the RBI has scope to cut rates in view of non-curiosity development and controlled price pressures. This means that the banking regulator will cut a total of 100 basis marks i.e. 1 per cent in 2025, including the 0.25% rate cut in February. If this happens, the EMI of home loan and car loan will decrease. Also, interest rates on personal loans will also decrease.

What is a repo rate?

Simply put, the repo rate or repair rate is the rate on which RBI lends commercial banks for a short term in exchange for government securities. Currently the repo rate is 6.25 percent.

How do customers get benefit?

Banks have to bear the cost of capital, including the repo rate. The higher the repo rate, the higher the cost of capital. And the lower the repo rate, the lower the cost of capital. When banks are able to raise funds at low cost, they can lend at low cost. This is the reason why banks provide the benefit of rate cut to customers.

Latest business news

SendShareShareTweetSharePinShareSend

Related Posts

शेयर मार्केट में भूचाल! सेंसेक्स के 800 अंक लुढ़कने से निवेशकों के डूबे लाखों, जानें गिरावट की असली वजह
Business

Stunning in the stock market! Millions of investors submerged due to Sensex dropping 800 points, know the real reason for the decline

by Aaryan Srivastav
July 25, 2025
'Sorting of employees was not easy for me either…' Microsoft CEO Satya Nadella's passionate statement viral
Business

‘Sorting of employees was not easy for me either…’ Microsoft CEO Satya Nadella’s passionate statement viral

by Aaryan Srivastav
July 25, 2025
NSDL IPO में निवेश का सुनहरा मौका! ओपनिंग डेट से लेकर प्राइस बैंड और ग्रे मार्केट प्रीमियम तक, एक क्लिक में जानिए सबकुछ 
Business

Golden opportunity to invest in NSDL IPO! From opening date to price band and gray market premium, know everything in one click

by Aaryan Srivastav
July 25, 2025

Latest News

sdafd
Astrology

What is the story of Tirupati Balaji, why do devotees donate their hair? Scientists could not even lift the curtain

by Sandhya Hirani
July 25, 2025
Hardness with a minor in Chhindwara, uncle raped, then neighbor sold for 80 thousand, shocking revelations
News

Hardness with a minor in Chhindwara, uncle raped, then neighbor sold for 80 thousand, shocking revelations

by Ankita Sharma
July 25, 2025
llllllllllllllllllllllllll
Lifestyle

Start this Dhansu business of earning crores on the vacant land of the house from just 5000

by Kavita Nagar
July 25, 2025
थरूर की आम पार्टी में छाया सियासी रंग!  BJP नेताओं की लगी भीड़, जानिए कांग्रेस से कौन-कौन रहा मौजूद ?
Politics

Shadow political colors at Tharoor’s common party! Crowd of BJP leaders, know who was present from Congress?

by Sandhya Hirani
July 25, 2025
AnyTV News

AnyTVNews is a prominent digital news channel in India, known for delivering the latest updates on politics, sports, entertainment, and local events. The channel’s dedicated team of journalists and reporters ensures that viewers receive accurate and timely information from every corner of country. AnyTVNews has built a reputation for its fast and reliable news service, making it a trusted source for the people of India. The channel’s programs and news bulletins are highly popular among viewers, establishing AnyTVNews as a significant player in the news landscape.

CONNECT WITH US

TRENDING TOPICS

  • Agriculture
  • Astrology
  • Automobiles
  • Business
  • DIY
  • Education
  • Election
  • Entertainment
  • Gadgets
  • Health
  • India
  • Internet
  • Lifestyle
  • Mobile
  • News
  • Opinion
  • Politics
  • Regional
  • Sports
  • Technology
  • Uncategorized
  • Viral News
  • World

READ NEWS IN

  • Hindi
  • Gujarati
  • English

FOLLOW US ON

Follow us on Google News
  • About Us
  • Advertise With Us
  • Disclaimer
  • DMCA Policy
  • Privacy Policy
  • Contact Us

© 2025 AnyTV News Network All Rights Reserved.

No Result
View All Result
  • Select Language
    • हिंदी
    • ગુજરાતી
  • News
    • India
    • Regional
    • World
  • Business
  • Politics
  • Sports
  • Entertainment
  • Technology
    • Mobile
    • Gadgets
    • Internet
  • Lifestyle
  • Health
  • Automobiles
  • Education
  • Viral News
  • Agriculture
  • Astrology
  • Election
Follow us on Google News

© 2025 AnyTV News Network All Rights Reserved.