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Mahila Samman Certificate Scheme to be closed from this day by the government, get the women of your house to start investing in the scheme from today itself.

by Aaryan Srivastav
November 13, 2024
इस दिन से सरकार बंद करने वाली Mahila Samman Certificate योजना, आज से ही अपने घर की महिलाओं से स्कीम में शुरू कराए निवेश 

Business News Desk – Mahila Samman Savings Certificate, a special scheme for women, may be closed next year. Women can invest in government schemes till March 2025. That means women have only four months left to invest. According to sources, Rs 30,000 crore has been invested in this scheme so far. This scheme is offering higher interest than FD and is risk-free, which makes it attractive for women.

7.5% interest benefit in two years
Investment in Mahila Samman Savings Certificate is earning 7.5% interest annually. This interest is calculated on quarterly basis. For example, if a woman invests Rs 2 lakh, she will get a total return of Rs 2,32,044 after two years. The biggest feature of this scheme is that it gives fixed returns and does not have to face any risk like the stock market.

Who can open an account?
Under this scheme, any woman aged 18 years or above can open her account. If the woman has a daughter then she can open an account in the daughter’s name also. The account can be opened in any post office or select banks including Bank of Baroda, Canara Bank, Bank of India, Punjab National Bank and Union Bank of India.

Account Terms and Benefits
Minimum investment amount: Rs 1000.
Maximum investment amount: Rs 2 lakh.
Duration: 2 years. In case of emergency, 40% of the total deposited amount can be withdrawn after one year of account opening.

Central government started the scheme in 2023
Mahila Samman Savings Scheme was launched in 2023. The then Union Minister Smriti Irani had also opened her account in this scheme. This scheme is safe and beneficial for women. This is a great opportunity for women amid the possibility of the scheme being discontinued. In such a situation, they can take advantage of it by investing as soon as possible.

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