Mutual fund
The decline of the stock market in the last few months scared mutual fund investors. However, once again the return of the fast is bloom of investors. Despite this, many investors have stopped or stopped their sip. If you are also a mutual fund investor, then we are telling you the mutual fund scheme with better returns from FD at low risk. We are talking about date funds or short duration mutual funds. Both are both mutual funds that put your money in fixed income instruments, such as government bonds, company debentures, Treasury Bills, etc. Due to this, the risk is much less than the stock market and gets better returns.
Return up to 7.50% in 1 year
For the last 6 months, mutual fund schemes with short duration amidst heavy volatility in the stock market have given investors a return of up to 7.51 per cent of the bank FD. Whereas in three years this scheme has given up to seven percent returns. Actually, investors in short duration funds can invest for a short time. It is a scheme that originally invests in date. Therefore, there is good security in it and returns are also found on average.
One year returns
Fund returns
HDFC: 7.72 percent
Axis: 7.61 percent
Nippon: 7.60 percent
Birla: 7.51 percent
How was the performance of which funds
Among the fund houses that have given good returns in three years, HDFC has given 6.60 percent, Aditya Birla 6.59 percent, Axis 6.43 percent, ICICI Prudential has given 7.02 percent returns and Bandhan Fund has given returns of 6.15 percent. Axis Short Duration Fund is an open -ended short term date scheme that mainly invests for one to three years. The investment of this fund in corporate bonds is 61 percent while the government bonds are more than 25 percent. The good thing for investors is that there is no entry or exit load in this fund.
Who should invest?
If you want to invest for 1 to 3 years, then you should invest in short duration funds.
You want the risk to be reduced and if you get a little better than the return FD, then invest.
You want your money to remain liquid (if you can withdraw easily), then invest in short duration funds.
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