Mumbai Online fraudsters use various methods. Sometimes someone is arrested digitally. Sometimes these fraudsters empty people’s bank accounts by giving online KYC in the name of TRAI and sometimes in the name of banks. Now the Reserve Bank of India i.e. RBI has made a new plan to protect people from those who commit fraud in the name of banking. RBI has launched a series of special phone numbers for banks. Now banks will use only the series starting from 1600. So that no one can commit any kind of fraud in their name. This number will be used for transaction information. At the same time, you will be able to make bank promotions or calls from numbers starting with 140. This system will have to be implemented in any case by March 31, 2025.
In the financial year 2020, fraudsters had defrauded the common people of Rs 185468 through banking fraud. Whereas, in 2021, those who cheated people in the name of the bank made a loss of Rs 132389. In 2022, people were defrauded of Rs 45458 through banking fraud. Whereas, in 2023, a fraud of Rs 26127 was committed. In such a situation, RBI decided to bring a separate series of mobile numbers for banks and financial institutions. This will provide convenience to the common people and they will be able to easily identify the calls made by the real bank and those made by fraud. According to RBI, digital transactions are increasing. In such a situation, fraud is done by taking people’s mobile numbers through OTP, alerts and account updates.
However, incidents of fraud in the name of banks are happening continuously. There were 8703 such cases in 2020. Whereas, in 2024-2025, there have been 36073 incidents of fraud in the name of banking. Whereas, in 2021 this number was 7338 and in 2022 it was 9046. In 2023-24, there were 13564 incidents of fraud in the name of the bank. With the arrival of the new series of numbers, there is a possibility of completely stopping the incidents of defrauding banks and financial institutions. At the same time, the central government is also tightening its grip on online fraudsters. Under this, by complaining, the money lost through fraud can be prevented from reaching the fraudster.