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relief! Home and car loans from these two public sector banks cheaper, so reduced to borrowing rate – India tv hindi

by Aaryan Srivastav
April 24, 2025
relief! Home and car loans from these two public sector banks cheaper, so reduced to borrowing rate - India tv hindi

Photo: Freepik Customers of both banks will get a chance to take a loan at a cheaper interest rate.

Two government bank-kenara bank and Indian Bank have given relief to their customers. Banks on Thursday announced a 25-base point cut in their repo-linked lending rate (RLLR). According to PTI news, after this cut, the home loans and auto loans of both banks have become cheap. Following this decision of major public sector lenders, Indian Bank has reduced the interest rates of its home loan from 8.15 percent to 7.90 percent and auto loan interest rates from the current 8.50 percent to 8.25 percent.

The minimum interest rate for all loans decreased

According to the news, Chennai -based bank said in a statement that apart from the reduced interest rates, the Indian Bank is also offering benefits like concession processing fee and zero documentation fee. Canara Bank said in a statement that with a cut in RLLR, the minimum interest rate for all loans has been reduced. It states that with the cut, the home loan is starting from 7.90 percent, while the auto loan is starting from 8.20 percent annually.

SBI has already reduced interest

State Bank of India (SBI), the country’s largest lender, has also cut its lending rate by 25 basis points after the Reserve Bank’s policy rate cut a few days ago, making the loan cheaper for both existing and new borrowers. After the deduction, SBI’s repo linked lending rate (RLLR) has increased to 8.25 percent with a reduction of 25 basis points.



The bank has also reduced the external benchmark based lending rate (EBLR) from the same basis points to 8. 65 percent. The new revised rates are effective from April 15, 2025. Even before that, many banks have made their loans cheap.

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