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Submit ₹ 1,00,000 and get fixed interest of ₹ 16,250, check the details of the scheme

by Aaryan Srivastav
May 5, 2025
Submit ₹ 1,00,000 and get fixed interest of ₹ 16,250, check the details of the scheme

Photo: Freepik Interest up to 7.90 percent on FD in Punjab National Bank

In April 2025, RBI reduced the repo rate from 6.25 to 6.00 percent. After the RBI reduced the repo rate, all the banks had cut the loan interest rates on the one hand, on the other hand, the banks also cut the interest rates of FD. However, despite this deduction, FD is still getting attractive interest. Today we are going to tell you about one such scheme of Punjab National Bank (PNB), in which a fixed interest of up to ₹ 16,250 can be obtained by depositing just 1 lakh rupees. Yes, we are talking about the FD scheme of Punjab National Bank.

Interest up to 7.90 percent on FD in Punjab National Bank

Punjab National Bank is giving interest to its customers from 3.50 percent to 7.90 percent on FDs from 7 days to 10 years. The third largest government bank in the country is giving interest to its customers from 6.80 percent to 7.60 percent on 2 years FD. PNB is offering an interest of 6.80 percent to ordinary citizens, 7.30 percent to senior citizens and 7.60 percent to super senior citizens on 2 -year FD. Let us tell you that FD gets fixed and guaranteed interest in a fixed period.

Deposit Rs 1 lakh and get a fixed interest of Rs 16,250

If you are an ordinary citizen and deposit Rs 1 lakh in PNB’s 2 -year FD, then you will get a total of Rs 1,14,437 on maturity, including a fixed interest of Rs 14,437. If you are a senior citizen and deposit Rs 1 lakh in 2 years FD in PNB, then you will get a total of Rs 1,15,567 on maturity, including a fixed interest of Rs 15,567. Similarly, if you are super senior citizens and deposit Rs 1 lakh in PNB’s 2 -year FD, then you will get a total of Rs 1,16,250 on maturity, including a fixed interest of Rs 16,250.

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