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Submit ₹ 3,00,000 in Post Office and get fixed interest of ₹ 44,664, check details

by Aaryan Srivastav
May 21, 2025
Submit ₹ 3,00,000 in Post Office and get fixed interest of ₹ 44,664, check details

Photo: India Post Your money is completely safe in all the schemes of the post office

Post Office Saving Schemes: The Reserve Bank of India has cut the repo rate twice this year. RBI has reduced the repo rate from 6.50 percent to 6.00 percent. The central bank had earlier reduced 0.25 percent in February, then cut by 0.25 percent in April. After this move of RBI, while banks made the loan cheaper on one side, on the other hand, FD’s interest rates were also cut. However, the post office is still giving bumper returns to its customers as before. Today we will tell you about a scheme of post office, in which a fixed interest of Rs 44,664 can be found by depositing Rs 3 lakh.

Fix interest of ₹ 44,664 will be available for depositing ₹ 3,00,000

The post office is giving interest to its customers from 6.9 percent to 7.5 percent on TD (Time Deposit) accounts. In the post office, an interest of 6.90 percent on 1 year TD, 7.0 percent on 2 years TD, 7.1 percent on TD of 3 years and 7.5 percent on 5 years TD. If you invest Rs 3 lakh in a 2 -year TD scheme in the post office, then you will get a total of Rs 3,44,664 on maturity. It also includes a fix and guaranteed interest of Rs 44,664.

Your money is completely safe in all the schemes of the post office

Let us tell you that your money is completely safe in all the schemes of the post office. The TD scheme of the post office is similar to the FD scheme of banks, in which customers get interest with a guarantee in a fixed period. However, banks pay 0.50 percent more interest to senior citizens on FD schemes than ordinary citizens. But post office senior citizens are not given additional interest. Customers of all age groups in the post office get equal interest.

Disclaimer: This article has been written only for the purpose of information. Before any type of investment or before taking financial risks, consult your financial advisor. India TV will not be responsible for any type of risk.

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