You are thinking of getting a new credit card but are unable to get one due to high annual fees. So today we are going to tell you about such credit cards. Cards on which the annual fee is much lower than others and you will also get a lot of offers with joining. At the same time, with these credit cards, you will also be able to take advantage of discounts available on online shopping, food orders, outlets etc. According to the Paisabazaar website, there are four such credit cards in the market where you can easily get a credit card by paying an annual fee of up to Rs 500.
Axis Bank Neo Credit Card: On availing this card, you will get an Amazon gift voucher worth Rs.250, Zomato Pro subscription for 3 months, Blinkit voucher worth Rs 250 and 1mg subscription for 6 months as introductory benefits on this card. Through this card, you will get 5 percent cashback (maximum Rs 150) on recharge of mobile, electricity bill and DTH from Paytm. On the other hand, if you eat food from contract restaurants, then you will get a discount of 15 percent. For these cards, you will have to pay an annual fee of Rs 250.
SBI SimplyClick Credit Card: With this credit card, you get an Amazon voucher of Rs 500, 10× Reward Points for shopping with partners and 1% discount on fuel surcharge on filling petrol and diesel. You will have to pay an annual fee of Rs 499 for this credit card.
Axis Bank Ace Credit Card: Using this credit card, you will get a 5 percent discount on utility bill payments through Google Pay. There will be 4 percent discount on Zomato, Swiggy and Ola and 2 percent off on other expenses. In this, admission to the domestic lounge will be available 4 times during a year. At the same time, 20% discount is being given on eating food in 4000 restaurants. The annual fee for this card is Rs 499.
HDFC Moneyback Credit Card (HDFC Moneyback Credit Card) : With this credit card, you get 500 cash points. On spending Rs 150, you will get 2 reward points online and 4 offline. If 50 thousand rupees are spent on this card in a year, then the annual fee will also be waived. The annual fee for this card is Rs 500.