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This special FD scheme will make women millionaires in just 2 years, know the complete details from investment to eligibility here

by Aaryan Srivastav
January 12, 2025
सिर्फ 2 साल में ये स्पेशल FD स्कीम महिलाओं को बना देगी लखपति, यहां जानिए निवेश से लेकर पात्रता तक पूरी डिटेल 

Business News Desk – The government runs many schemes for women. One such scheme is Mahila Samman Savings Certificate. Currently this scheme is giving more returns than the 2 year interest rate of bank FD. The last date to invest in this scheme is 31 March 2025.

Comparison of Mahila Samman Savings Scheme with 2 year bank FD
An annual return of 7.5% is available on the amount deposited under Mahila Samman Savings Scheme. The interest currently being given on this scheme is more than that of a 2 year bank FD.

For example
State Bank of India (SBI) offers an interest rate of 6.80% on two-year FD for its general customers and 7.30% for senior citizens.
HDFC Bank offers rates of 7.00% for general customers and 7.50% for senior citizens.
Axis Bank offers rates of 7.10% for general customers and 7.60% for senior citizens.
IndusInd Bank offers rates of 7.25% for general customers and 7.75% for senior citizens.
Post Office Term Deposit (for 2 years) offers an interest rate of 7%.

Who can invest in Mahila Samman Savings Certificate?
Any woman can invest in the Mahila Samman Savings Certificate Scheme in her own name or a guardian can invest in this scheme on behalf of a minor girl. That is, there is no age limit in this scheme, investment can be made in this scheme in the name of a girl or woman of any age.

What is the maximum amount that can be invested under Mahila Samman Savings Scheme?
Women can invest a minimum of Rs 1,000 to a maximum of Rs 2,00,000 in this scheme. A time gap of three months has to be maintained between the existing account and the next account opening. Note that any account opened in violation of the scheme rules will get interest at par with a post office savings account.

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