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To get free health cover up to Rs 5 lakh, seniors will have to make ‘Ayushman Vay Vandana Card’, know the complete application process immediately.

by Aaryan Srivastav
October 30, 2024
5 लाख तक का FREE हेल्थ कवर पाने के लिए जुर्गों को बनवाना होगा

Business News Desk – The government had announced a few months ago to bring elderly people aged 70 years and above under the ambit of Ayushman Bharat Scheme. Its official launch has been done on Tuesday on the occasion of Dhanvantari Jayanti and 9th Ayurveda Day. Now eligible senior citizens can take advantage of this scheme. But to avail this benefit they will have to get a card made. This card will be called ‘Ayushman Vaya Vandana Card’. After making the card, the elderly will be able to avail health insurance of Rs 5 lakh under Ayushman Bharat Scheme. Here understand the things related to this scheme which are important for you to know.

Every elderly person aged 70 years or above will get benefits
The government has not kept any income or other parameters for the elderly. Every senior citizen of 70 years of age or above can take advantage of this scheme. ‘Ayushman Vaya Vandana Card’ will be a shared health cover, i.e. if there is an elderly couple, there will be a total health coverage of Rs 5 lakh for both. If someone in the family is already included in the Ayushman Bharat scheme and there is an elderly person above 70 years of age in his family, then that elderly person will get a separate coverage of up to Rs 5 lakh.

Government employees will get this option
Those senior citizens aged 70 years or above who are retired from the Central or State Government and are already availing the benefits of any other health insurance scheme like CGHS/SGHS, ECHS, ESCI etc., are required to continue with their old scheme or There will be an option to choose this new cover of Ayushman Bharat.

How to make Ayushman card
Now talking about the issue, how to get Ayushman card made? For this you have to go to the official website https://nha.gov.in/PM-JAY. Here you will get the option of PMJAY For 70+. On clicking this, you will have to enroll by going to Enroll For PMJAY For 70+. If the beneficiary is enrolling himself then he will have to select the beneficiary option and log in by entering the necessary details like mobile number, captcha etc. Whereas if a family member is enrolling an elderly person, then he will have to log in by choosing the operator option and after that he will have to provide information like family ID, Aadhaar etc. and complete the e-KYC process. After completing this process, you can download the Ayushman card and take its print out.

You can also do this work through app
You can also do this work by installing Ayushman app in mobile. Install and open the app. After this, go to Select Language below and select the language. Then select Beneficiary or Operator option and log in by entering mobile number and OTP etc. After this you will have to enter Family ID, Aadhar Card information and complete the e-KYC process. After completing this process you can download Ayushman card.

Will every elder in the family get a coverage of Rs 5 lakh?
No, health coverage of Rs 5 lakh is given on a family basis. In such a situation, you will first have to nominate a family member who is 70 years of age or older and then you can add the rest of the elders in the family who are 70 years of age or older by providing their names and details. But remember that all the elders in the family who are enrolled in it will come under this Rs 5 lakh coverage. Not everyone will get separate coverage of Rs 5 lakh. Meaning the annual limit of Rs 5 lakh will be shared among all those who are part of the same family.

What to do if there is still confusion
If you still have any confusion in your mind after this information, then you can get other information by visiting the official website of https://nha.gov.in/PM-JAY. Apart from this, you can also inquire about this by visiting the nearest Common Service Center (CSC).

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