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What is Kisan Vikas Patra in which money gets doubled, know how to invest –

by Aaryan Srivastav
December 20, 2024
What is Kisan Vikas Patra in which money gets doubled, know how to invest - India TV Hindi

Photo:FILE Kisan Vikas Patra

A scheme named Kisan Vikas Patra was launched by Indian Post in the year 1988. Earlier this scheme was only for farmers. Farmers can double their money by investing in this scheme without any risk. Later this scheme was made open to everyone. Now anyone can invest their money in this scheme. This is a small savings scheme. The government decides the interest rate on this scheme every three months. In this scheme the investor’s money doubles in a stipulated time. You can open as many Kisan Vikas Patras as you want. Let us know in detail.

Who can take advantage of KVP?

According to the official website of India Post, any adult person can invest in Kisan Vikas Patra. Also, three adults can open a joint account and invest money in it. Apart from this, a guardian can also invest in this scheme on behalf of a minor or a mentally unsound person and if there is a minor above 10 years of age, then he can also start investing in this scheme in his own name.

How to apply?

Step 1. To invest in Kisan Vikas Patra, you will have to submit the properly filled form to the post office or bank. Step 2. KYC process is mandatory here. You will have to submit ID and address proof copy (PAN, Aadhaar, Voter ID, Driver’s License or Passport). Step 3. After the paper is verified, you have to deposit the money. You can deposit money by cash, check or demand draft. Step 4. In case of cash, you will get the KVP certificate immediately. You have to keep it safe because you have to deposit it at the time of maturity.

In how many days will the money double?

Currently, 7.5 percent interest rate is available in Kisan Vikas Patra Scheme. This is the interest rate compounded annually. The money deposited in this scheme doubles in 115 months i.e. 9 years and 7 months. You can invest a minimum of Rs 1000 in the scheme. There is no maximum limit. In special circumstances, the account can also be transferred from one person to another.

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