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What will happen if not repaid with Personal Loan? – India tv hindi

by Aaryan Srivastav
March 29, 2025
What will happen if not repaid with Personal Loan? - India tv hindi

Photo: File Personal loan

Anyone may need a sudden money. If you do not have emergency funds and savings, then you get to take loans. In such a situation, people take personal loans. Keep in mind that personal loan is the highest interest rate loan. Therefore, there should be no other option, only then one should go towards a personal loan. Many times people take personal loans to fulfill their hobbies or put money in the stock market. Then they are unable to repay their bank loan. Today we will tell you what the bank can do if you are unable to pay a personal loan.

Legal action

When the customer does not fill the loan even after repeated warnings by the bank, the bank can take legal action. In this legal action, a civil lawsuit can be filed against the customer. In such cases, the court may order a person who does not pay the loan to repay the loan. In many cases, the court can also order such people to seize and sell their property for recovery of loan.

Loan recovery agent

According to AU Small Finance Bank, when the loan bank is unable to recover the loan amount from a person, they can appoint date collection agencies for recovery. The recovery agents of the date collection agency can harass the person who does not repay the loan, which can cause great stress and anxiety. In many cases, the condition also deteriorates.

CIBIL will score bad

When you are unable to repay the loan of a bank, your subil score will be badly spoiled. With this, you will have a lot of trouble in getting a loan from any bank in the future. Even if a bank is ready to give a loan, a deal with a very high interest rate will be available.

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