AnyTV News
  • News
    • India
    • Regional
    • World
  • Business
  • Politics
  • Sports
  • Entertainment
  • Technology
    • Mobile
    • Gadgets
    • Internet
  • Automobiles
  •  
    • Lifestyle
    • Health
    • Education
    • Viral News
    • Agriculture
    • Astrology
    • Election
No Result
View All Result
  • Select Language
    • English
    • हिंदी
    • ગુજરાતી
  • Advertise With Us
AnyTV News
  • News
    • India
    • Regional
    • World
  • Business
  • Politics
  • Sports
  • Entertainment
  • Technology
    • Mobile
    • Gadgets
    • Internet
  • Automobiles
  •  
    • Lifestyle
    • Health
    • Education
    • Viral News
    • Agriculture
    • Astrology
    • Election
No Result
View All Result
AnyTV News

While taking Personal Loan, do these rules follow, both difficulty and stress will be saved – India tv hindi

by Aaryan Srivastav
February 14, 2025
While taking Personal Loan, do these rules follow, both difficulty and stress will be saved - India tv hindi

Photo: File Never pay advanced EMI.

Special or emergency economic needs can come anytime in life. In such a situation, you need funds immediately. In such a situation, the personal loan is present as a great option in the market. However, it is the most expensive than the rest of the loan. Personal loans have become very easy and simple on the basis of technology in today’s time. But experts say that personal loan should be selected as the last option. Despite this, if you are going to apply to take a personal loan, then you must follow some rules related to it. Come, let’s discuss these things here.

Find the interest rate

The first step in choosing a personal loan is to find out the interest rate. It is right to take a personal loan at the best interest rate. Different banks/financial institutions give different interest rates, according to your loan amount, credit score and period. This is the reason why you must investigate and compare it while choosing a personal loan.

Never pay advanced EMI

Never pay advanced EMI, even if some banks/financial institutions ask you to pay it, because in such cases you may have to pay higher interest rates. You can pay the loan amount (pre-payment) loan amount before the scheduled time. Some banks charge pre-payment fees, but often information is already given.

Keep the duration of the repayment short

You will have to pay more interest due to the long term of the repayment in any loan, yes, EMI will be reduced. But it will cost you expensive in the end. It is prudent to keep as much as the repayment duration as possible, even though EMI should be slightly more. You will have to pay less interest from this.

EMI always repay on time

Always pay the monthly installment of your loan on time. If you do not pay the loan amount on time, your amount will be fined, as well as your credit score will also be affected. This can cause problems when taking the next personal loan or credit card.

Do not contact many banks or borrowers

If you contact many lenders to compare interest rates, it can have negative effects. When you apply to a lot of banks, you can come out as a hungry person of credit, because every time you apply to many lenders, they read your history/profile. Apply only with 1-2 lenders.

There is no other fee hidden

Usually no other fee is imposed on your personal loan other than processing fees, but it is always appropriate to read the terms and conditions well before taking a personal loan to avoid disappointment.

Do not take a loan of money for investment

According to Bajaj Capital, even though small loans come with low interest rates, do not use this money for investment purpose. Money is invested with the idea of ​​working for your money, not to pay interest. Therefore, do not invest the amount of your loan.

Therefore, once you know all these 7 stages to apply for a personal loan, you can protect yourself from any other difficulty and stress while taking a personal loan. Expect trouble free service while applying for personal loans.

Latest business news

SendShareShareTweetSharePinShareSend

Related Posts

आईडीबीआई बैंक में हिस्सेदारी बिक्री प्रक्रिया के अंतिम चरण के करीब सरकार, शेयरों में उछाल
Business

Government close to the final stage of sales process, shares surge

by Aaryan Srivastav
June 30, 2025
Indian firms can earn more than $ 700 billion from areas such as e-commerce and semiconductor: Report
Business

Indian firms can earn more than $ 700 billion from areas such as e-commerce and semiconductor: Report

by Aaryan Srivastav
June 30, 2025
मुंबई में 2025 की पहली छमाही हुआ 75,982 प्रॉपर्टी का पंजीकरण
Business

Registration of 75,982 property in Mumbai’s first half of 2025

by Aaryan Srivastav
June 30, 2025
AnyTV News

AnyTVNews is a prominent digital news channel in India, known for delivering the latest updates on politics, sports, entertainment, and local events. The channel’s dedicated team of journalists and reporters ensures that viewers receive accurate and timely information from every corner of country. AnyTVNews has built a reputation for its fast and reliable news service, making it a trusted source for the people of India. The channel’s programs and news bulletins are highly popular among viewers, establishing AnyTVNews as a significant player in the news landscape.

CONNECT WITH US

TRENDING TOPICS

  • Agriculture
  • Astrology
  • Automobiles
  • Business
  • DIY
  • Education
  • Election
  • Entertainment
  • Gadgets
  • Health
  • India
  • Internet
  • Lifestyle
  • Mobile
  • News
  • Opinion
  • Politics
  • Regional
  • Sports
  • Technology
  • Uncategorized
  • Viral News
  • World

READ NEWS IN

  • Hindi
  • Gujarati
  • English

FOLLOW US ON

Follow us on Google News
  • About Us
  • Advertise With Us
  • Disclaimer
  • DMCA Policy
  • Privacy Policy
  • Contact Us

© 2024 AnyTV News Network All Rights Reserved.

No Result
View All Result
  • Select Language
    • हिंदी
    • ગુજરાતી
  • News
    • India
    • Regional
    • World
  • Business
  • Politics
  • Sports
  • Entertainment
  • Technology
    • Mobile
    • Gadgets
    • Internet
  • Lifestyle
  • Health
  • Automobiles
  • Education
  • Viral News
  • Agriculture
  • Astrology
  • Election
Follow us on Google News

© 2024 AnyTV News Network All Rights Reserved.