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Women can earn good returns by investing in these savings schemes of Post Office

by Aaryan Srivastav
May 25, 2025
Women can earn good returns by investing in these savings schemes of Post Office

Photo: File Post office

Post office savings plans offer many good options for women investors. Investing in these schemes not only provides social security, but also good returns. In many schemes, banks also get more returns. Today we will learn about the 5 savings schemes of the post office, which are the best for women.

Sukanya Samriddhi Saving Scheme

Sukanya Samriddhi Saving Scheme is specially designed to secure the future of daughters. In this scheme, the investment can be made before the age of the daughter is 10 years. Investing in this, an interest rate of 8.2% is available annually. After opening the account, it can be run for a maximum of 15 years. The interest rate on Sukanya Samriddhi Yojana is reviewed every three months. There is also a tax exemption under Section 80C on deposits made under this scheme.

Post Office Monthly Income Scheme

The post office monthly income scheme for women is another good plan. The minimum investment in this scheme is Rs 1000 and it gets an interest rate of 7.4%. This scheme helps in creating a source of regular income.

Women’s honor saving certificate

Women’s Honor Saving Certificate is a special risk -free scheme for women investors. Women of all ages can invest in this. In this scheme, a maximum of Rs 2 lakh can be deposited in one account. Here you get 7.5% interest annually and after one year you can withdraw 40% of your deposit.

National saving certificate

The National Saving Certificate is a safe and low -risk scheme, suitable for all types of investors. The minimum investment in it is Rs 100 and its maturity period is 5 years. Here 7.7 percent compound is getting annual interest rate.

Post Office PPF Scheme

The Post Office’s Public Provident Fund (PPF) scheme is a great long -term investment scheme. It has to invest a minimum of 500 rupees and the interest rate on it is 7.1% annually. The scheme is a safe and beneficial option for long -term investors. By investing in all these post offices, women can secure their future and become financially self -sufficient.

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