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Rebate on NPS Vatsalya: There is more than 1275000 annual income?

by Amit Tripathi
February 2, 2025
Rebate on NPS Vatsalya: There is more than 1275000 annual income?

New Delhi. Finance Minister Nirmala Sitharaman presented the budget 2025 in Parliament and gave a big gift to the middle class and the employee. The jobbers will no longer have to pay income tax of up to Rs 12 lakh. Also, the employee will also get a standard deduction of Rs 75000. With this, their income tax savings will be Rs 80000. According to Finance Minister Nirmala Sitharaman, about 1 crore people will be out of the purview of income tax like this. Now all the questions are also arising in such a situation. People are asking the question that if the annual salary of a job is more than 12 lakh 75 thousand, then how much income tax will have to be paid?

The answer to this question is that Marginal Tax has also been arranged by the Finance Minister. Apart from this, if someone’s salary is from 12 lakh 75 thousand to 50000 rupees more, then it is easy for such a person to save income tax. All this will have to invest this 50000 rupees in a government scheme. The name of this scheme is NPS Vatsalya NPS Vatsalya. According to the Finance Ministry, investment up to Rs 50000 in NPS Vatsalya Yojana will be fully exempted from income tax under 80 CCD (1B). All minor accounts can be opened under NPS Vatsalya Scheme. The account of the NPS Vatsalya Yojana is in the name of the minor, but he is managed by mother or father until the son or daughter is adult.

In such a situation, it is clear that if the child is a minor, then only the mother or father will deposit the amount in his NPS Vatsalya account. For this reason, the mother or father of the child concerned can take a rebate up to Rs 50000 in income tax exemption. That is, if your annual income is up to Rs 1325000, then you can save this entire income from income tax through NPS Vatsalya Yojana. Isn’t it happy?

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