Be it paying bills or transferring funds, fixed deposits or taking loans, all these things can be done easily through Internet Banking. Instead of going to the bank, waiting in long lines, now all work can be accessed with a single click with internet banking. But for internet banking it is necessary to be careful. Net banking has the risk of fraud and phishing, that is, if your personal banking information is stolen then your hard earned money can be saved for life. Today we will tell you about 5 such smart tips which are necessary for internet banking.
Change your password regularly
If you login for the first time for Internet Banking, then you need to use the password given by the bank. However, to keep your account safe, you should change your password regularly. Apart from this, it is most important not to share the password with anyone and set a unique password. Keep in mind that your bank never asks for confidential information over email or phone. So never share your login details over call or email. Always use your login ID and password on the official page of the bank. ‘ in URL when loginhttps://’, Do check it.
Do not use public computers to login
Try not to login to your back account on common computers in cyber cafes or libraries. In such places, the risk of password trace or being seen by other people is high. If you login to such places, then definitely clear the cache and browsing history. After this delete the temp files from the computer. Never save your ID and password in the browser.
Keep checking your savings account regularly
Make sure to check your account after doing any online transaction. Verify whether the correct amount has been deducted from your account or not. If you see any discrepancy in the amount, notify the bank immediately.
Always use licensed anti-virus software
Be sure to always use licensed anti-virus software to protect your computer from any new viruses. Pirated versions of anti-virus software may be free, but they will not protect your computer from new viruses. Apart from this, updates coming from time to time in the software are also available through notifications. So keep in mind that if you want to secure your confidential information, then keep the anti-virus up to date.
Type your internet banking URL
It is safe to type the URL of your bank in the address bar of the browser. Apart from this, avoid logging in by clicking on the links found in the mail. Many times frauds send links to fraud websites in the email, which is exactly the same as the original website of the bank. And if you enter login details on such website, then by accessing your account these frauds can steal money. ‘ in URL when loginhttps://’, Be sure to check and ensure that the bank has an authentic website.
Apart from this, when you are not using the computer, then you disconnect from the Internet.