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Post Office vs SBI: Who is paying more interest on savings account? Post Office or State Bank – see here – AnyTV News

by Aaryan Srivastav
August 16, 2024
Post Office vs SBI: Who is paying more interest on savings account? Post Office or State Bank - see here - India TV Hindi


Photo:REUTERS Who is paying more interest on savings account?

SBI vs Post Office: Many government and private banks open savings accounts across the country. Apart from these, savings accounts can also be opened in post offices. But in today’s time, competition has increased a lot regarding interest rates. In this competition, the post office is giving tough competition to the country’s largest banks in many cases.

You will be surprised to know that the post office is offering more interest on savings accounts than the country’s largest government bank – State Bank of India. Here we will know how much interest the post office and State Bank of India are giving to customers on savings accounts, which will make it clear where you will get more benefit in opening a savings account.

state Bank of India

India’s largest government bank – State Bank of India has not made any change in the interest rates given on savings account from October 15, 2022. State Bank of India is giving its customers an interest of 2.70 percent on savings account with an amount less than Rs 10 crore. That is, if you are a customer of State Bank of India and you have less than Rs 10 crore in your account, then you will get an annual interest of 2.70 percent.

If you have more than Rs 10 crore in your account, then you will be given an interest of 3.00 percent per annum. Let us tell you that before October 15, 2022, SBI was giving only 2.70 percent interest on all savings accounts, no matter how much money you have in your bank account.

Post Office

On the other hand, the post office is offering 4 percent interest on savings accounts to its customers. 4 percent interest is being given on all post office savings accounts, no matter how much money you have in your bank account. However, you have to keep in mind that for this you have to open a savings account with at least Rs 500.

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