A scheme is being run by the government for daughters, in which you can invest and after a few years you will get a return of lakhs of rupees. The name of this scheme is Sukanya Samriddhi Yojana, in which an account can be opened for a daughter of up to 10 years. It is a savings scheme, which gets an interest rate of 8.2. That is, the more years you deposit the money, the more interest you will get in your account. Now there is a question in the minds of people about this scheme that after how many years they will be able to withdraw money from this account. Can money be withdrawn in the emergency? Today we are removing your confusion.
Under Sukanya Samriddhi Yojana, you can deposit a minimum of Rs 250 or maximum Rs 1.5 lakh per year. Every year you will have to deposit money in this account by March. Since it is a government scheme, there is no risk in it … you get a guaranteed return. Only one Sukanya account can be opened for a girl child. While Sukanya account can be opened for two daughters of the family.
Now come on the question that for how many years of money cannot be withdrawn from Sukanya account. Sukanya scheme matures only when the girl turns 21. Now if you want to withdraw money first, then you can withdraw a partial amount after the daughter is 18 years old. During this period you can remove 50 percent of the total deposit. The remaining amount is saved for daughter’s education and other things.
Many people will have a question in mind whether any part can be extracted before the age of 18 years or not … No withdrawal can be done before the age of 18 years of Sukanya Samriddhi account. You will have to wait till your daughter is completed 18 years. Only then can you withdraw money from this account. Crores of accounts have been opened under this scheme and people are depositing good money in them every year. Because interest in the plan is very good.
