Some people open fixed deposits (FD) when suddenly money is required, in such a question, whether they can get a loan on FD or not?
Let us tell you that you can take a loan of up to 90% of the price of FD. If FD is priced at Rs 1 lakh, then you can get a loan of Rs 90,000.
To take a loan on FD, you have to pay 1 or 2% more interest from interest on fixed deposits. If you get 5% interest on your FD, then you can get a loan at 6 to 7% interest rate.
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