If you use online payment, then you now need to be more cautious than before. Fake payment apps are growing rapidly, and these apps look like real payment apps. The user interface, design and transaction process of these apps is like real apps, which makes them very difficult to identify them. Some apps also play fake notifications and sounds of transactions, which makes the user feel that the payment has been successful. Such apps target shopkeepers, where they are cheated in an atmosphere of quick and crowd.
How do fake payment apps work?
Fake payment apps are exactly like real payment apps. They also have the same color, design, layout, and transaction process. It is very difficult to identify these apps at first sight. Some apps also play fake beep or notification sound of payment, making the user feel that the payment has been made. These apps specially target shopkeepers, as shopkeepers do not have much time and want to complete the transaction quickly.
Easy ways to avoid fake payment apps
Do not trust the screenshot: Whenever the payment is claimed to be confirmed, do not rely on the screenshot. Always check the transaction history of your bank account or real payment app.
Catch mistakes: Fake apps often have some fine mistakes, such as wrong transaction id, vague text or separate style of notification, which can be easily caught.
Avoid haste: If a person has made payment and is trying to carry the goods immediately, it can be a big signal. In such a situation, be cautious and check the transaction well.
Be alert with unknown apps: If someone is using a new or unknown payment app, confirm it and make sure that the app is real.
Alert required for shopkeepers
Nowadays shopkeepers are becoming the biggest victims of fake payment apps. It is especially necessary for them to identify and stay safe. Some steps can be taken for this:
Train the staff: It is necessary to tell the shopkeepers that the product should be given only after the payment is confirmed. Staff should be trained to pay attention to the confirmation of payment.
Verification required: Stop until the smart speakers or SMS alert of apps like PhonePe. Fake apps cannot trigger this alert, so it is important to check these alerts.
Report the suspicious case: If someone has made a fake payment or the app looks fake, then report it immediately. It is necessary to identify fake payment and stop it.
Phonpee action
Phonpe, which is a major online payment platform, is constantly taking action against fake apps. The company has also passed the ‘John Doe’ order from the Madras High Court, so that the fake apps seen on social media can be removed. Apart from this, if you are victims of any fake payment or fraud associated with PhonePe, you can contact these numbers immediately:
Call 080-68727374 or 022-68727374.
Report on cybercrime.gov.in.
Call cyber helpline number 1930.
conclusion
Fake payment apps are becoming a growing problem, which is making not only users but also shopkeepers. To avoid these apps, you need to be cautious. Use the right payment apps, and avoid any suspicious app. Also, always check your payment confirmation and report immediately if there is any doubt.