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If you are going to retire, then do this work or else there will be trouble from pension to gratuity

by Kavita Nagar
July 3, 2025
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If you are working in a department of the Government of India and now there is only one year left in your retirement, then this news is very important for you. The Pension and Pensioner Welfare Department of the government (DOPPW) of the government has issued some necessary guidelines regarding the procedures before retirement and timely distribution of pension and gratuity.

Its purpose is to ensure that government employees get their pension and gratuity benefits on time when they retire, and they do not have any unnecessary delay or problem. Let us know what preparations are necessary from a year ago.

1. Government Housing Approval (Rule 55)

If you are living in a government quarter, then you have to tell how long you will stay in the quarter one year before the estimated date of retirement. This information is sent to Estate Directorate to issue ‘No Demand Certificate’ (NDC).

This NDC ensures that the employee has paid all the outstanding bills related to government housing. It is mandatory to get this certificate till eight months before retirement.

According to the office memorandum released on 25 October 2024, every employee will have to clarify his residential status one year before retirement.

2. Service record verification (Rules 56 and 57)

Full record of your government service – such as job date, promotion, transfer, holidays, suspension etc. – verified and updated till one year before retirement. This makes no mistake in calculating pension and other services.

If there is any error in the service record, it is very important to correct it in time, otherwise the pension amount may be disturbed in the future.

3. Pension Form and presentation (Rules 59 and 60)

The Rakari employee has to fill the pension related form a few months before his retirement and submit his department to the Head of Department – HOD.

HOD has to send this form to a salary and accounting office with a covering letter (Form 10). It is necessary to pay this work within two months from the date of submission of form.

This will ensure that there is no delay in your pension process.

4. Issue of Pension Payment Order (PPO)

When the pension related documents are received by the account office, it does the necessary verification and calculation. After this, Pension Payment Order – PPO is issued.

CPA has to forward the pension disbursement authority within 21 days of receiving this PPO.

After this, the pension and lump sum gratuity of every month is inserted in the account of the concerned bank or institution retiring.

What is the important thing?

Retirement preparations have to be started a year in advance.

It is very important to complete pension and gratuity filing, verification and documentation on time.

If this process is done late, pension payment may be delayed.

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