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If you too have been stolen during the journey in the train, then know what the rules say?

by Kavita Nagar
May 30, 2025
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If you travel by train, this news is very important for you, because you should know what are your rights while traveling by train. One such right is insurance, which comes with your ticket. Whenever you book a ticket, you see an insurance option, on which you get an insurance cover for the entire journey. In this, you get insurance of up to 10 lakh rupees. Even if your goods are stolen in the train, this insurance will be useful for you.

Insurance for less than one rupee

It is often seen that people do not pay attention to this option while booking tickets or some people do not deliberately take it. While the price of this insurance is less than one rupee. That is, for about 50 paise, you get insurance of 10 lakh rupees for the entire journey. So whenever you travel, definitely click on the insurance option.

This way you get insurance

Most people think that insurance is useful only at the time of accident, so they ignore it, but very few people know that insurance can also be useful in other things. If you are traveling by train and your goods are stolen, the insurance company will compensate for the loss. IRCTC gives you this facility. Railways already have contracts with private insurance companies and compensation is given on claims.

As soon as the goods are stolen or an accident, you should file a complaint immediately. You can apply for your claim on the railway website or insurance company. Here you have to give information about your tickets and other items. In the event of an accident, the victim’s family members can apply for insurance.

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