Now people in India will have to pay. So they pay instantly through Unified Payment Interface i.e. UPI, UPI was launched in India in 2016. Since then millions of people are using UPI. And it is increasing every year. Now another facility is being provided to the people through Unified Payment Interface. That is using credit card through UPI. There is no money in the bank and he has to pay somewhere, buy something.
Still he can make payment by credit card through UPI. This service is available on RuPay credit cards of almost all major banks. How to activate UPI? What is your credit card? National Payments Corporation of India i.e. NPCI is now providing the facility to all UPI users to link RuPay credit card. In this you can activate your RuPay credit card on other payment apps like Phone Pay, Google Pay and Paytm.
For this you will have to open your UPI payment app. If you want to add on PhonePe. So you are in this. Go to the Settings menu on the left. After this you will have to click on RuPay Credit on UPI there. After this you have to add your RuPay credit card. Enter the last six digits. Expiry date and PIN will have to be entered. After this you will have to create a PIN to use RuPay credit card.
Similarly, to add it to Google Pay, you will have to go to Settings after opening the app. There you have to click on setup payment method. After this click on Add RuPay Credit Card. After this you will have to complete the further process like phone payment.