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Know which people get the benefits of Jan Dhan Yojana and what are the benefits

by Kavita Nagar
July 25, 2025
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The central government brings new schemes for its citizens every year. The government begins these schemes keeping in mind the interests of citizens. Jan Dhan Yojana was launched by Prime Minister Narendra Modi in 2017. Under this scheme, bank accounts were to be provided to crores of people of the country. Zero balance accounts were opened under this scheme. Along with this, more benefits are also provided in this scheme. What are the benefits under Pradhan Mantri Jan Dhan Yojana? Who can apply for this? let’s find out.

These facilities are available under Pradhan Mantri Jan Dhan Yojana

The Pradhan Mantri Jan Dhan Yojana being run by the central government is not only opened zero balance accounts. Rather more facilities are provided. If you take advantage of this scheme, then you are given accident insurance up to two lakh rupees. Along with this, you are also given a live cover of up to 30 thousand. Along with this, you are also given interest on the deposit amount. At the same time, overdraft facility of ten thousand is also available under this scheme.

Who can open this account?

Under the Pradhan Mantri Jan Dhan Yojana, it is necessary to be a citizen of India to open an account. The scheme was specially launched for economically weaker sections. No one has an account. He can open his account under this scheme. There is no need for minimum balance in accounts opened under this scheme. Nor has the government set any time limit for this account. Under this scheme, any person can open an account. You can apply for this by going to the nearest branch of any nationalized bank.

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