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PM Mudra Yojana: To start your business, the government will give you a loan of up to Rs 20 lakh without guarantee, know the details.

by Kavita Nagar
December 31, 2024
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The Government of India runs many schemes for the people of the country. Which benefits different people. The government brings these schemes keeping in mind the needs of different people of the country. If you want to start or expand your own business. And you don’t have money.

So the Government of India helps you for this. Pradhan Mantri Mudra Yojana is operated by the Government of India. Under this scheme, the government gives loans to start a business. In this, three types of loans are given by the government. How can you apply for a loan under this scheme? Let us tell you the complete process.

In the PM Mudra Scheme run by the Government of India, the government provides financial assistance to small and micro enterprises in the non-agricultural sector. Under this scheme, the government will help small businessmen and those starting their new business. It provides loans to those young entrepreneurs. Earlier, under the Pradhan Mantri Mudra Yojana, the government used to give loans up to Rs 10 lakh. Which has been increased to Rs 20 lakh.

The Government of India provides three types of loans under the Pradhan Mantri Mudra Yojana. These include children’s group, adolescent group and youth group. If we talk about children, then loan up to Rs 50 thousand is given by the government. At the same time, loans ranging from Rs 50 thousand to Rs 5 lakh are given for the teenage category. Apart from this, loans ranging from Rs 5 lakh to Rs 10 lakh are available under the youth category. Let us tell you that loans up to Rs 20 lakh are available in the youth category. People who have taken and repaid the loan earlier.

Application for Pradhan Mantri Mudra Loan Yojana can be made both online and offline. To apply online for Mudra Yojana, one has to visit the official portal www.udyamimitra.in. So to apply offline you can visit any branch of your nearest bank or non-banking financial company or MFI.

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