If you use banking services through the Internet, then this news is very important for you. The Reserve Bank of India (RBI) has instructed all banks to shift their existing websites to a new and safe domain ‘dot bank dot in’ (.bank.in). This process has been made mandatory to complete by 31 October 2025.
Why is it necessary .bank.in shifting to the domain?
Along with the increasing trend of digital transactions, cyber crimes, fake websites and fishing attachments have also increased rapidly. Cyber criminals have started stealing their personal and financial data from people by creating fake banking websites. When customers accidentally fill their information on a fake website, the money can disappear from their bank account.
To prevent these incidents, RBI has decided that the websites of all banks are now available on a specific and reliable domain ie .bank.in. This will make it easier for customers to immediately identify that they are on the right and authorized bank website, and they will be able to do transactions safely without any fear.
Who has the responsibility of this change?
RBI has entrusted the responsibility of implementing this new domain to IDRBT (Institute for Development and Research in Banking Technology). IDRBT will guide banks in the entire process of migrating, applying for it and adopting it technically.
In addition, the work of registration of .bank.in domain is assigned to Nixi (National Internet Exchange of India), which works under the Ministry of Electronics and Information Technology (Meity).
RBI has urged all banks to start this process without any delay and complete it by 31 October 2025. If banks require any kind of help or guidance during this time, they can contact sahiyog@idrbt.ac.in email ID.
What are the benefits for customers?
This change will prove beneficial for customers in many ways:
The biggest advantage will be that whenever customers visit the website of a bank and see the domain .bank.in, they will believe that this website is real.
This will significantly reduce the chances of getting fishing and getting caught in the trap of fake websites.
The security of online transactions, personal data and banking activities of customers will be better than before.
Confidence and transparency in digital banking will increase, which will motivate more and more people to adopt online banking.
Big step towards making digital banking safe
This decision of the Reserve Bank of India is an important step towards making digital banking more secure and reliable. Till now the websites of banks were present on various domes (.com, .in, .NET etc.), which made it difficult for customers to differentiate between real and fake websites.
But by compulsory .bank.in Domain, RBI has ensured that only authorized banks can use this domain. To come to this special domain, banks will have to undergo strict certification process, which will make it almost impossible to use this domain for fake institutions.
What precautions should be taken by customers?
Customers should take some precautions until all banks shift their website .bank.in domain:
Always watch the URL of the bank’s website carefully.
Before clicking on any link, typing the address of the website yourself and login.
Do not click on the banking link through unknown email, message or call.
Contact your bank immediately for any doubtful activity related to the bank.
conclusion
The Reserve Bank of India’s decision to implement .bank.in domain will take the security of digital banking to a new level. This will not only make online transactions easier for customers, but will also protect them from cyber fraud. Therefore, whenever you visit a bank’s website in future, definitely check whether its domain is .bank.in or not. This a small precaution can protect your money and personal information from great damage.
