Now they do not need to take tension at all, because they can continue their income. Today we will tell you about a scheme, with the help of which you can earn every month even after retirement.
Know about the plan
The Senior Citizen Savings Scheme of the Post Office is quite popular these days. This is a government scheme. Which is designed for senior citizens. Any person aged 60 years or older can open an account under this scheme. You can invest by opening an account with one thousand rupees. The scheme also provides regular income, safe investment and tax exemption. With this scheme, you can earn up to ₹ 20,000 every month.
How to invest like this
Its specialty is that this bank pays more interest than FD. Not only this, the government is also offering 8.2 percent interest rate to those investing in it. The maximum investment in this scheme can be up to Rs 30 lakh. This will help you financially after your retirement. Although you will have to invest in this scheme for 5 years, but due to some reason you had to stop it, then you have to pay a fine as per rules.
Open the account like this
You can go to your nearest post office to open an account. Interest amount will be paid every 3 months in the post office scheme. According to the information, interest is paid on the first date of April, July, October and January. If someone dies before the time period of the plan ends, the account is closed and all the income is given to the nominee mentioned in the document.