Where do you keep your valuables? The answer will be in the bank’s locker. In fact, banks provide locker facility to their customers, where you can keep your precious items worried, because the banks return to the money along with compensation when the bank is stolen or robbery. Because it is the responsibility of the bank authority to protect the goods kept in the bank’s locker. However, there are some cases where the bank is not responsible for the goods kept in your locker and in such a situation, if your money disappears then you may have to suffer heavy losses. Although this thing can surprise you, it is true. Actually, in some cases banks do not take responsibility for your locker, so if you are going to keep your precious goods in the bank locker, then it is very important to know the rules related to the locker facilities.
What happens in the case of theft or robbery?
Suppose you have kept your valuables in a bank locker and what will happen if the bank is stolen or robbed? Actually, when something like this happens in the locker, the bank itself contacts the customers. Customers are given a form and an affidavit. In this, customers have to fill the details of the goods kept in their locker, after which the bank examines and pays compensation. That is, according to the customer’s service charge, the bank gives 100 times compensation. If someone has given a service charge of 10 thousand rupees, then the bank will give him compensation up to 10 lakhs.
What happens when a fire occurs?
What will happen if the bank sets fire and burns the goods kept in your bank locker? Actually, the bank is also responsible in such cases and is considered to be the negligence of the bank. According to the rules, banks also give 100 times compensation to customers in this situation.
When does the money not return?
Now you must be wondering what are the cases where the bank is not responsible for the goods kept in the locker. Actually, if the bank suffers in natural disaster, the bank does not give you any compensation for the goods kept in the locker. For example, banks or your lockers do not pay any compensation in an earthquake, electricity or flood event.
