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This scheme is the best for senior citizens, you will get 20,000 rupees every month, know the details…

by Kavita Nagar
September 24, 2024
बुजुर्गो के लिए बड़े काम की है ये सरकारी सेविंग स्कीम, मिलता हैं इतना ब्याज

Utility News Desk !!! It is very important to invest your money in the right place after retirement, that is why the government is running a savings scheme for the elderly. The government provides many facilities through its schemes for all sections as well as senior citizens. The most important thing after retirement is your own money and such a savings scheme in which you get the most benefit.

Start investing from Rs 1,000

Post Office Senior Citizen Savings Scheme is also included in the list of favorite schemes of post office in terms of regular income, safe investment and tax benefits. You can open an account and start investing with a minimum of Rs 1,000! At the same time, the maximum investment limit in this senior citizen savings scheme has been fixed at Rs 30 lakh. Post Office Senior Citizen Savings Scheme can prove to be helpful in staying financially prosperous after retirement. A joint account can be opened with a spouse or a person aged 60 years or above!

can open an account

People aged 60 years or above can avail the benefits of this scheme. If you have retired under VRS at the age of 55 to 60 years, then you can also open this account. Retired personnel from defense service can also avail the benefits of this scheme at the age of 50 years. You can also open this account with your partner.

How to get returns

As mentioned earlier, an investor in the Post Office Senior Citizen Savings Scheme can start with just Rs 1000 and invest a maximum of Rs 30 lakh! The deposit amount is fixed in multiples of one thousand! If we look at the regular earnings of Rs 20,000 from this scheme, then at the rate of 8.2 percent interest, a person investing Rs 30 lakh will get an interest of Rs 2.46 lakh annually. If this interest is calculated on a monthly basis in the post office, then it comes to about Rs 20,000 per month.

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