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This scheme of the government gets a loan of 10 lakhs without any guarantee, know what is Mudra loan scheme?

by Kavita Nagar
July 8, 2025
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Millions of rupees are required to start any business, especially difficult for those who are financially weak. Loans are arranged by the government for such people. The government has also made a similar arrangement for the street vendors and small traders, in which they can take a loan of up to Rs 10 lakh without any guarantee. We have already told you about this scheme, but now BJP has promised that it will be increased from Rs 10 lakh to Rs 20 lakh.

The loan may be doubled

Actually, we are talking about the Mudra loan scheme here, which has been announced in the BJP’s manifesto. It has been said that the loan found under it will be doubled. So far, millions of people have started their business by taking loans under this scheme. Earlier this scheme was launched only for street vendors, but now it has also been started for fruit-vegetable sellers and small shopkeepers.

How to get a guarantee loan?

Under this scheme, a loan is given in three categories of infant, teenage and Tarun. In the first category, up to 50 thousand rupees is given up to 50 thousand rupees and up to 10 lakh rupees in the third category. No guarantee of any kind is given for this loan. To take a loan, you have to tell with the application what kind of business you want to do. You can take advantage of this scheme by going to the bank. Different banks pay loans at different interest rates. This interest rate can range from 10 per cent to 12 per cent. All the documents given with the application are examined by the bank and then the Mudra card is issued when everything is correct. This is a type of debit card, through which you can pay money if needed for business.

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