You have shared very important and time demand information. Nowadays the digital payment has become as easy and faster, the risk of fraud has increased. Let us introduce this complete information in simple language and in point-wise manner so that every shopkeeper and customer can easily understand it:
💳 Fake PhonePe and Beware of Google Pay App!
📱 What is happening?
Fake UPI apps have come in the market which looks like PhonePe and Google Pay.
They are often downloaded from platforms like Telegram.
These fake apps show fake screenshots or fake sound alerts that make shopkeepers cheated.
⚠️ How to do fraud?
The sound of fake app payment runs a sound alert (such as “money comes”).
A real -like message appears on the screen as well.
But actually money does not come in the account.
✅ How to identify fake apps?
Do not trust the payment sound.
Check your account or app after every transaction.
Download the real app only from Google Play Store or Apple App Store.
After the QR code scan, confirm the payment from SMS or Bank app immediately.
🛡️ Tips to stay safe:
Keep a bank SMS alert active along with the sound box at your shop.
Do see your UPI and bank statement every evening.
If there is a payment of more money than an unknown customer, then first confirm the payment.
Make your employees aware of such fraud as well.
If you want, I can also create a WhatsApp shares of alert message or poster design that you can send to your known and shopkeepers friends. Tell me, should I prepare?