Although many types of accounts are opened by the bank, but today we are going to tell you some special updates about joint bank account. A joint bank account is opened when you want to open a bank account as husband and wife or professional partners. Although many times for some reason you have to delete the name of your partner account holder from your joint bank account, know here that the process is very easy. Let’s know the whole way-
The form of removing the name of the fellow account holder can be obtained from the bank branch or you can also download the form from the bank’s website. The signature of the account holder and the person whose name is to be removed, his signature will also have to be submitted in this form.
In the form, you have to give information about the name of the account number and account type i.e. the name of the account holder, whose name is to be deleted. If you want to remove the name of the person you want to remove, then in such a situation, the name of his guardian will have to be told. You can also change the operation mode of your account, that is, if you want, you can convert your account into joint survivor or single. You can keep the account in pre -mode if you want.
In the case of removing the name of the joint account holder, the account holder will return the ATM card issued by his debit card i.e. the bank to the account holder, whose name is now being removed, otherwise the account holder will have to tell that he has been debuted. Is or ATM card is destroyed. In the same application you can apply for a new checkbook with a new name. However, keep in mind that you have to return the unused check to the bank branch.
