Utility News Desk!!! Every year the central government brings new schemes for its citizens. The government starts these schemes keeping in mind the interests of the citizens. Jan Dhan Yojana was launched by Prime Minister Narendra Modi in 2017. Under this scheme, bank accounts were to be provided to crores of people of the country. Zero balance accounts were opened under this scheme. Along with this, more benefits are also provided in this scheme. What are the benefits under Pradhan Mantri Jan Dhan Yojana? Who can apply for this? let’s find out.
These facilities are available in Pradhan Mantri Jan Dhan Yojana
Not only zero balance accounts are opened under the Pradhan Mantri Jan Dhan Yojana run by the Central Government. Rather more facilities are provided. If you take advantage of this scheme, you are given accident insurance up to Rs 2 lakh. Along with this, you are also given live cover up to Rs 30 thousand. Along with this, you are also given interest on the deposited amount. At the same time, overdraft facility of Rs 10,000 is also available under this scheme.
Who can open this account?
To open an account under Pradhan Mantri Jan Dhan Yojana, you must be a citizen of India. This scheme was launched especially for the economically weaker sections. Nobody has an account. He can open his account under this scheme. There is no minimum balance requirement in accounts opened under this scheme. Nor has the government set any time limit for this account. Any person can open an account under this scheme. You can apply for this by visiting the nearest branch of any nationalized bank.